Investing in a new home in Spain with the view to developing it as a business opportunity in between your holidays there hasn’t looked so good since the financial crisis of 2008.

Excellent return on investment

With a potential return on investment of 11.2% given by the Spanish Central Bank in November 2018, investing in Spain now could be a wise choice for those who love the country, its food, culture and people, and of course those who want to see their money grow for them in the form of bricks and mortar.

This expected return on investment is calculated based on a gross rental yield of 4.04% and a capital gain estimated at 7.16%, making it one of the best outlooks since 2008. The market has grown steadily since 2012 with a breakeven point in 2014 which has grown and grown to today’s investment opportunity.

Real estate prices in Spain

Spanish property prices remain low and in some places are still at levels lower than 2007. For those looking to buy a home for investment purposes or simply as a home away from home in the sunshine, Spain really does represent an excellent opportunity.

The Spanish economy is on the up

With unemployment falling from 26% to 15% and car purchases growing by 6.8% from 2017 to 2018, consumer confidence is high and it shows. GDP is expected to rise by 2.5% this year and the outlook for Spain according to their own Central Bank in a recent statement remains one of growth, until 2021 or beyond.

Mortgage rates

Mortgage rates, like much of Europe, remain at an ideal level for those looking to borrow at low interest rates, with the average rate hovering around 2%. Inflation is rising, however, and these interest rates may not remain low as the months go by.

Getting a mortgage in Spain

Our partners can advise on the house buying process in Spain and work with local providers to get the best mortgage for your needs. They can also advise on the Spanish property purchasing process, which protects both buyers and sellers and prevents gazumping which is allowed in the UK.


Speak to one of our trusted agencies on the Costa del Sol, Costa Brava or Costa de la Luz amongst others for help with the purchase of your dream home in Spain. They can help you obtain a Spanish personal tax number, deal with notaries, banks and the local town hall, making the process straightforward for you.